I have found that Holidays tend to pop up too quickly when I would have no money
for them. So I shop for birthday and Christmas gifts all year long. I buy things when they are on sale, wrap and store them away until I need one. So,   A. I save money.  B. It's wraped and ready to give, no more forgetting or running around for a last spur of the moment gift. And C. When Christmas gets here, I get to kick back, relax and enjoy my family time as shopping is done, and I am not broke.

Diane, Mom of 3
Pana,IL